Financing Benefits

Financing created for Lincoln,
and crafted for you

The Lincoln Motor Company and Lincoln Automotive Financial Services share the same client-centric mindset. We focus on providing financial options as individual as our drivers. And we offer programs and tools like our Account Manager, designed with a true respect for your schedule and unique preferences. We also provide you with unparalleled access to exclusive offers and incentives on new Lincoln vehicles.

Apply for Financing

Purchase a Lincoln

New and Certified Pre-Owned Lincoln vehicles come with many advatanges: 
  • Flexible terms 
  • Unlimited miles
  • No charges for unexpected or excess wear and use
  • Build equity toward a trade-in
When purchasing, here are exclusive Lincoln Automotive Financial Services programs to consider: 

GAP Coverage

In the event of vehicle loss, this optional coverage steps in when insurance proceeds do not satisfy your contract balance. GAP Coverage Protects Your Vehicle Financially You've made an investment in your Lincoln and GAP Coverage was created to protect that investment. If your Lincoln is stolen and not recovered or if it's declared a total loss, your insurance company may not pay enough to satisfy what you still owe. 

GAP Coverage is designed to bridge that gap. With certain restrictions, it waives the difference between your current outstanding balance (subject to conditions) and the actual cash value of the vehicle at the time of loss.

For an added level of protection there's GAP Advantage, which provides a $1,000 down payment on a new or pre-owned vehicle purchased at the originating dealer.

GAP Coverage Options

Learning about both of the plans allows you choose accordingly

Flex Buy Program

Flex Buy Program Utilizes two payment levels so you can plan ahead. A lower payment level earlier in the contract, followed by a higher level.
If you have any questions, we're ready to help walk you through all your available options.

Lease a Lincoln

There are a number of reasons to chooose Red Carpet Lease:
  • Choice of terms, such as 24- and 36-month leases
  • Multiple mileage options
  • Lease payments tend to be lower than those of similar term financed purchase
  • No trade-in to worry about
  • After satisfying your lease-end obligations, you can:
    • purchase or lease a new Lincoln,
    • purchase your lease vehicle, or
    • simply return the vehicle.

Mileage Options

We offer eight lease mileage options to suit your specific needs. Choose from 7,500 to 19,500 miles per year. Drive more than 19,500 miles per year? You have the opportunity to secure more when you initiate your lease.

GAP Protection Benefit

GAP Protection may waive the difference - or gap - between your insurance payoff and your outstanding lease balance in the event your leased vehicle is stolen or declared a total loss. This unique benefit is built into your lease. With GAP Protection, provided you have the insurance required by your lease agreement, you are only responsible for the insurance deductible and amounts owing (ex. past due payments) at the time of the incident. Certain restrictions may apply.

Advance Payment Program (APP)

We offer our clients the opportunity to prepay all monthly lease payments up front in a single, one-time payment. This allows you to drive without giving monthly payments another thought. Keep in mind, lease-end obligations still apply.

If you have any questions about whether financing or purchasing is right for you, don't hesitate to contact us at (401) 542-0726 and we'd be happy to walk you through your options. At Lincoln Group, your satisfaction is our priority.
Leasing vs Buying a Lincoln
   
     
FINANCE CENTER

The journey to driving a luxurious Lincoln in Narragansett, Rhode Island, begins with a seamless financing experience. At Flood Lincoln of Narragansett, we understand the importance of making the financing process as smooth and accessible as possible.

With the help of our dedicated Lincoln finance experts, we've simplified the path for future Lincoln drivers to own or lease their next Lincoln vehicle. When you shop with us, you'll discover the ease of financing a Lincoln at our dealership, from what to expect to the various options available.

          
 
WHAT TO EXPECT

Whether you're a first-time Lincoln driver or a seasoned expert, our Lincoln specialists will closely work with you to personalize your financing experience. Our skilled finance team serves drivers in and around Narragansett, Rhode Island, and is committed to guiding you through each step, ensuring a comfortable and straightforward experience.

We offer an array of tools online, such as finance applications and calculators, to help you start the process from the comfort of your home. Feel free to connect with our team, who are always ready to assist with your queries and help make financing your Lincoln a breeze.

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PURCHASE A LINCOLN

Purchasing a Lincoln in Narragansett, Rhode Island, signifies a commitment to luxury, performance, and quality. Through it all, our finance experts will tailor a finance plan that suits your needs, lifestyle, and budget.

Whether you're interested in a new or pre-owned Lincoln, our competitive rates and flexible terms streamline the process, making it accessible. Each of our new and certified pre-owned Lincoln models includes an array of benefits, including:

  • Flexible Terms
  • Unlimited Miles
  • No Charges for Unexpected or Excess Wear and Use
  • Equity-building toward a trade-in

LEASE A LINCOLN

Choosing to lease a Lincoln from our Narragansett-based dealership offers a modern approach to enjoying Lincoln luxury around Rhode Island. With benefits like lower monthly payments and the freedom to upgrade to new models, leasing is an attractive option for many Lincoln enthusiasts.

Our experts will work closely with you to determine the lease terms that align with your driving habits and desires. Enjoy the elegance and sophistication of Lincoln with the flexibility and convenience of our tailored leasing options, including a variety of long-term benefits.

 
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MILEAGE OPTIONS

We offer eight lease mileage options to suit your specific needs. Choose from 7,500 to 19,500 miles per year. Drive more than 19,500 miles per year? You can also secure more when you initiate your lease.

   
     
ADVANCE PAYMENT PROGRAM (APP)

We offer our drivers the opportunity to prepay all monthly lease payments upfront in a single, one-time payment. This allows you to drive without giving monthly payments another thought. Keep in mind that lease-end obligations still apply.

   
 
   
BOOK AN APPOINTMENT WITH A LINCOLN FINANCE EXPERT

Flood Lincoln of Narragansett stands as a beacon of excellence in automotive financing in Narragansett, Rhode Island. Whether you decide to buy or lease your next Lincoln, our dedicated team is here to provide a personalized and effortless experience.

With myriad tools and resources available, your path to owning or leasing a Lincoln has never been easier. Don't hesitate to contact us online or over the phone and we'll walk you through your options. At Lincoln Group, your satisfaction is our priority.

CONTACT US
 
 
 
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